Every major AI coding tool now bills by consumption rather than by a flat monthly fee, and all six platforms compared here made that shift within the same twelve months — so the number on the pricing page tells you almost nothing about what you'll actually pay. ........ Cursor runs six tiers from free to $200/month, spending a credit pool that depends on which model you pick — Auto mode is unlimited, manual frontier-model selection is not. Claude Code has no separate subscrip